Current Rates

**Dividend Rates**
	Rate	Yield
Shares	0.30%	0.30%
Share Draft	0.10%	0.10%
Vacation Club	0.10%	0.10%
Holiday Club	0.10%	0.10%
Money Market	1.25%	1.26%

**Share Certificates**
		Rate	Yield
9 Month Term - $500 Minimum	Loss of all interest for early withdrawal	1.15%	1.16%
1 Year Term - $1,000 Minimum	No Penalty after 90 days	1.25%	1.26%
2 Year Term - $1,000 Minimum	Loss of all interest for early withdrawal	1.35%	1.36%
3 Year Term - $1,000 Minimum	Loss of all interest for early withdrawal	1.45%	1.46%
4 Year Term - $1,000 Minimum	Loss of all interest for early withdrawal	1.55%	1.56%
5 Year Term - $1,000 Minimum	Loss of all interest for early withdrawal	1.65%	1.66%
Children's Certificate under Age 18 $300 Minimum Deposit	No Penalty after 90 days	1.25%	1.26%

Auto Loans - No Deposit Required - Rates As Of June 7, 2010

New Auto Loans	No Refinance
1-4 Years	4.50% up to 8.25%
5 Years	4.75% up to 8.50%
6 Years*	5.00% up to 8.75%
7 Years**	5.50% up to 9.25%
* Must borrow more than $25,000 in order to qualify. ** Must borrow more than $35,000 in order to qualify.

Used Auto Loans	No Deposit Required 100% of Retail Value
3, 4, 5 or 6* Year Financing
2010 over $20,000 2009 over $20,000	5.75% up to 9.25% Max term-6 yrs (72 months) 6.00% up to 9.50% Max term-6yrs (72 months)
2008 starting as low as	5.25% up to 9.75%
2007 starting as low as	5.75% up to 10.00%
2006 starting as low as	6.50% up to 10.75%
2005 starting as low as	6.50% up to 11.75%
2004 starting as low as	7.50% up to 12.75%
2003 starting as low as	7.75% up to 14.00%

Please note: Terms and conditions may vary
depending on collateral value and credit worthiness.
Please see or call Maureen at 610-270-0733 for
further details on how your rate is determined.

2002 or older will be considered a personal loan.
We will hold 20% in Shares and Title. Rate 10.99%

**Miscellaneous Loans**
Loans Secured 100% by Shares - 4.00%
Loans Secured by Share Certificate - 2.50% over Current Term Rate Term of Certificate must be Equal to or Greater Than Term of Loan
Personal Loans - Rates starting as low as 8.50% up to 15.00%
20% Deposit Required at time of application

**Home Equity Loans**
No Deposit Required	80% Financing Minimum $5,000.00 / Maximum $100,000.00
1-5 Years	5.24% up to 9.24% Minimum $5,000.00 / Maximum $25,000.00
6-10 Years	6.24% up to 10.24% Minimum $25,001.00 / Maximum $50,000.00
11-15 Years	6.74% up to Minimum $50,001.00 / Maximum $100,000.00
Please note: Terms and conditions may vary depending on collateral value and credit worthiness. Please see or call Maureen at 610-270-0733 for further details on how your rate is determined.
The following information must be presented to the time of application: 1) Valid copy of homeowners insurance declaration page. 2) Valid, up-to-date statement of any and all outstanding mortgage balance(s). 3) Copy of appraisal, if completed by certified appraiser within the past 6 months. 4) Up to date payoff(s) of any and all bills to be paid.
The non-refundable $60 Recording Fee and $90 Appraisal Fee must be paid at time of application.