Current Rates ~ Effective September 21, 2011
Share & Certificate Rates                Loan Rates

Dividend Rates
  Rate Yield
Shares 0.30% 0.30%
Share Draft 0.10% 0.10%
Vacation Club 0.10% 0.10%
Holiday Club 0.10% 0.10%
Money Market 0.75% 0.76%

Share Certificates
    Rate Yield
9 Month Term - $500 Minimum Loss of all interest for early withdrawal 0.65% 0.65%
1 Year Term - $1,000 Minimum No Penalty after 90 days 0.75% 0.76%
2 Year Term - $1,000 Minimum Loss of all interest for early withdrawal 0.85% 0.86%
3 Year Term - $1,000 Minimum Loss of all interest for early withdrawal 0.95% 0.96%
4 Year Term - $1,000 Minimum Loss of all interest for early withdrawal 1.05% 1.06%
5 Year Term - $1,000 Minimum Loss of all interest for early withdrawal 1.15% 1.16%
Children's Certificate under Age 18
$300 Minimum Deposit		 No Penalty after 90 days 0.75% 0.76%

Senior Certificates
    Rate Yield
1 Year Term - $1,000 Minimum   1.00% 1.01%
2 Year Term - $1,000 Minimum   1.10% 1.11%
3 Year Term - $1,000 Minimum   1.20% 1.21%
4 Year Term - $1,000 Minimum   1.30% 1.31%
5 Year Term - $1,000 Minimum   1.40% 1.41%
IRA Shares and Accounts
IRA Shares & Certificates
  Rate Yield
Under $1,000 0.74% 0.75%
$1,000 - $19,999 1.14% 1.15%
$20,000 - $99,999 1.24% 1.25%
Over $100,000 1.40% 1.41%
Accounts
  Rate Yield
1 Year Term
$500 Minimum to open		 1.00% 1.01%
3 Year Term
$500 Minimum to open		 1.20% 1.21%

Loans

Print a loan application now! 

Easy to use Loan Calculator

Mortgage Rates

Auto Loans - No Deposit Required - Rates As Of September 21, 2011

New Auto Loans

 No Refinance
1-4 Years starting as low as 4.50%
5 Years starting as low as 4.75%
6 Years* starting as low as 5.00%
7 Years** starting as low as 5.50%
* Must borrow more than $20,000 in order to qualify.
** Must borrow more than $30,000 in order to qualify.

 
Used Auto Loans No Deposit Required
100% of Retail Value

3, 4, 5 or 6* Year Financing
*2010
Starting as low as
*2009
Starting as low as
5.00%

5.25%
2008 starting as low as 5.75%
2007 starting as low as 6.50%
2006 starting as low as 6.99%
2005 starting as low as 7.50%
2004 starting as low as 7.75%
Please note: Terms and conditions may vary
depending on collateral value and credit worthiness.
Please see or call Maureen at 610-270-0733 for
further details on how your rate is determined.		   2003 or older may be considered a personal loan.
We will hold 20% in Shares and Title.  Rate 10.99%

Miscellaneous Loans

Loans Secured 100% by Shares - 4.00%

Loans Secured by Share Certificate - 2.50% over Current Term Rate
Term of Certificate must be Equal to or Greater Than Term of Loan

Personal Loans - Rates starting as low as 8.50%

20% Deposit Required at time of application

Home Equity Loans
No Deposit Required 80% Financing
Minimum $5,000.00 / Maximum $100,000.00
1-5 Years Rates starting as low as 4.99%
Minimum $5,000.00 / Maximum $25,000.00
6-10 Years Rates starting as low as 5.99%
Minimum $25,001.00 / Maximum $50,000.00
11-15 Years Rates starting as low as 6.49%
Minimum $50,001.00 / Maximum $100,000.00
Please note: Terms and conditions may vary depending on collateral value and credit worthiness. Please see or call Maureen at 610-270-0733 for further details on how your rate is determined.
The following information must be presented to the time of application:
1) Valid copy of homeowners insurance declaration page.
2) Valid, up-to-date statement of any and all outstanding mortgage balance(s).
3) Copy of appraisal, if completed by certified appraiser within the past 6 months.
4) Up to date payoff(s) of any and all bills to be paid.
The non-refundable $60 Recording Fee and $90 Appraisal Fee must be paid at time of application.

All rates subject to change without notice.